Looking for the perfect place to call home this holiday season? This spacious 4-BEDROOM gem is just what you've been waiting for-and it's priced UNDER $400K! With room to spread out and plenty of space to entertain, this home checks all the boxes. The main living area is open and airy, with soaring ceilings and tons of natural light, plus a kitchen that comes fully equipped with all appliances. The upstairs primary suite is a true retreat, tucked away for privacy and next to a versatile loft space-ideal for an office, playroom, or cozy hangout. On the garden level, you'll find TWO ADDITIONAL BEDROOMS, along with a full bathroom. Down in the basement, there's an extra BEDROOM, plus a laundry room with washer and dryer, and plenty of extra storage space. The home has been recently updated with a NEW ROOF and WATER HEATER (both installed in 2023), so you can move in with peace of mind. Outside, you'll love the private patio, perfect for pets or enjoying some fresh air. Plus, 100% FHA financing available through our preferred lender. Don't miss out-schedule a tour today!