**This home is also available for $246,400 as a leasehold structure. Buy this home with a down payment up to 90% lower than a traditional purchase through Jubilee's Joint Purchase Program. You purchase the house, Jubilee purchases the land and leases it back to you. Your total monthly payment (mortgage + ground rent) stays comparable to a traditional mortgage, and you have the option to buy the land at any time.** Welcome home to this stunning 4-bedroom, 3.5-bathroom residence that perfectly blends charm, comfort, and space. From the moment you arrive, you'll be greeted by a large, inviting front porch - the perfect spot to relax and enjoy peaceful mornings. Step inside to find a spacious, light-filled layout featuring a beautifully finished basement ideal for a home theater, gym, or guest suite. The heart of the home offers a functional floor plan with a floating kitchen island and lots of room for entertaining, while the expansive backyard is truly a dream - complete with a large deck perfect for barbecues, gatherings, or simply unwinding after a long day. With no HOA, you'll have the freedom to make this home your own. Offering plenty of space both inside and out, this property is perfect for anyone seeking comfort, privacy, and convenience in a beautiful setting. Brand new Central Air Unit and Furnace with 10 year transferable warranty Click the Virtual Tour link to view the 3D walkthrough. Discounted rate options and no lender fee future refinancing may be available for qualified buyers of this beautiful 4-bedroom home with a huge yard and no HOA!