Tucked away in a tranquil corner of Northwest Loveland, this hard to find 2 primary bedrooms on the main floor & 3-bath ranch home presents a rare opportunity to own a property with no HOA fees or metro taxes. The home's open concept has natural light and an open, airy feel. Dining area, eat-in kitchen with a central island, and kitchen flow seamlessly to the patio. Living room, with vaulted ceilings, gas fireplace, and open to dining and kitchen, creates a comfortable and welcoming environment. Home features two primary bedrooms, each with walk-in closets and attached bathrooms, offering privacy and comfort for homeowners and guests alike. A guest half bath is conveniently located near the living area, while a mudroom off the garage provides ample space for a freezer, laundry, and additional storage with two closets. The private backyard is perfect for outdoor entertaining, with concrete patio and grassy areas surrounded by ornamental shrubbery and evergreens for privacy. A lawn sprinkler system makes lawn care easy and efficient, and the three-car garage provides plenty of room for vehicles, tools, or additional storage needs with pull down access to attic space for storage. In addition to the beautiful living spaces, this home offers a 90% finished basement, providing a flexible space for anything you love -workshop, hobby room, rec room, study office. Rough in is available for easier access to create a bathroom. The basement has potential to customize the space to suit your needs. This home offers unbeatable value in a highly sought-after neighborhood. Just moments from Loveland's scenic bike trail, this home is a true gem in Loveland; it offers a perfect blend of outdoor activity, privacy, and convenience. Don't miss your chance to make it yours and experience the best of Loveland living!