Priced < $150k under recent appraised value. No HOA! Zoned Ag allowing for livestock & an ADU. Walkout ranch features panoramic water views ideal for outdoor activities like jet skiing, paddleboarding, or relaxing by the water. Enjoy morning coffee or evening cocktails on your private deck overlooking the tranquil landscape. Home includes walk-out basement with billiards room, media area, & spacious bar for entertaining, along with a 1,972 SF heated shop perfect for parking 4x4s, toy-haulers, and custom cars. Inside, the home blends elegance with modern comfort, featuring wood floors, vaulted ceilings, and large windows framing the stunning water views. The kitchen boasts quartz counters, a spacious island, and an eating area. The main level includes 3 bedrooms or 2 bedrooms plus an office, while the primary retreat offers a 5-piece bath and walk-in closet. Walkout basement serves as a space for relaxation or recreation with a large rec room, additional bedroom, full bath, and bar, plus direct access to the covered patio, hot tub, and waterfront. Several outbuildings complement the property, including a 1,792 SF heated shop with a 12x12 door, office, & full bath, perfect for hobbies or extra storage, along with additional outbuildings for more space or storage. Property includes RV electrical hookups and an RV dump for added convenience. Surrounded by lush greenery and offering privacy with a gated entrance, this home is conveniently located near Fort Collins, Windsor, Timnath, and Severance, making it a rare gem for those seeking a serene waterfront retreat. Chicken coop & room for livestock- making for a self sufficient lifestyle!