Welcome to this open and bright ranch-style home offering 3 bedrooms and 2 bathrooms, including a spacious primary suite with walk-in closet and private 3/4 bath with walk-in shower. Plus a full secondary bathroom, conveniently located off the hallway. Vaulted ceilings and an open floor plan create an inviting atmosphere from the moment you walk in. The spacious family room flows seamlessly into the large kitchen and dining area, making it easy to stay connected whether you're hosting guests or enjoying a quiet night at home. The kitchen features abundant cabinetry, generous counter space, and all appliances are included- even the washer and dryer! Step through the sliding glass doors onto the large Trex deck with covered patio - the perfect extension of your living space. Whether you're sipping your morning coffee, grilling with friends, or unwinding after a long day, this backyard is designed for relaxing and entertaining. The fully fenced yard includes a sprinkler system and two utility sheds for added storage. A second Trex deck off the laundry room creates an ideal, dedicated grilling area. The attached 2-car garage offers built-in storage, plus there is additional RV parking. Recent improvements include a newer water heater (2022), furnace (2020), roof, gutters, downspouts, newer 12-foot sewer line, and cleanouts (2018). Located within walking distance to Carmelisch Park with trails, ball fields, and tennis courts, and just minutes from Water World, shopping, dining, and convenient access to I-25 and Hwy 36. No HOA. No land lease. You own the land- with no shared walls and no additional monthly fees. A rare opportunity for true ownership and flexibility. Bonus: This home qualifies for a Community Reinvestment Act incentive-up to 7K toward buyer closing costs, pre-paids or rate buy-down. Contact agent for more details. This home has a assumible VA loan with a 2.25% interest rate